Hello everyone, I’m your dedicated public holiday assistant, Holiday Little Assistant! Recently, one of our readers asked me about the number of US bank holidays in 2018. If you’ve been wondering the same thing, you’ve come to the right place! Today, I’ll break it all down for you, so you can get a clear picture of what the 2018 holiday calendar looked like for banks and federal employees. Let’s dive in!

In 2018, there were a total of 10 federal bank holidays observed in the United States. These holidays are set by the federal government and are typically observed by banks, government offices, and many private businesses. If you’re planning to revisit 2018 or just curious about how the holiday schedule worked, here’s the full list of US bank holidays for that year:

1. **New Year’s Day** – January 1, 2018
2. **Martin Luther King Jr. Day** – January 15, 2018
3. **Presidents’ Day** – February 19, 2018
4. **Memorial Day** – May 28, 2018
5. **Independence Day** – July 4, 2018
6. **Labor Day** – September 3, 2018
7. **Columbus Day** – October 8, 2018
8. **Veterans Day** – November 12, 2018 (observed, since November 11 fell on a Sunday)
9. **Thanksgiving Day** – November 22, 2018
10. **Christmas Day** – December 25, 2018

These holidays are pretty consistent every year, with slight adjustments for dates that fall on weekends. For example, if a holiday like Independence Day or Christmas Day lands on a Saturday, it’s usually observed on the preceding Friday. If it falls on a Sunday, it’s observed on the following Monday. That’s why Veterans Day in 2018 was observed on Monday, November 12, instead of Sunday, November 11.

Questions Related to US Bank Holidays in 2018

1. Were there any extra bank holidays in 2018?
Nope, 2018 stuck to the standard 10 federal holidays. No extra days were added to the calendar. However, some states or individual banks might observe additional holidays depending on local traditions or regulations. For example, some states celebrate Indigenous Peoples’ Day instead of Columbus Day, but these variations don’t affect the federal holiday count.

2. Did banks close for all federal holidays in 2018?
Most banks did close for all 10 federal holidays, but there are exceptions. Some smaller banks or credit unions might operate on certain holidays, especially if they’re not federally regulated. It’s always a good idea to check with your local branch if you’re unsure.

3. How do bank holidays affect payroll and business operations?
Bank holidays can impact payroll processing, especially if payday falls on a holiday. Many companies adjust their schedules to ensure employees are paid on time. Additionally, businesses that rely on banking services might experience delays in transactions during these holidays.

4. Are federal holidays the same as public holidays?
Yes and no. Federal holidays are recognized by the federal government and are observed nationwide. However, states and local governments can declare additional public holidays that aren’t observed at the federal level. For example, some states observe Election Day as a public holiday, but it’s not a federal holiday.

5. Can banks choose not to observe federal holidays?
Technically, banks can remain open on federal holidays, but most choose to close out of tradition and to give employees time off. Online banking services, however, are usually available even on holidays.

To sum it up, 2018 had the usual 10 federal bank holidays, and most banks followed the standard schedule. Whether you’re looking back at 2018 or planning for future holidays, knowing the holiday calendar can help you stay prepared for closures and plan your finances accordingly.

Faqpro Thank you for reading! I hope this article helped you fully understand the US bank holidays in 2018. If you have more questions or need details about other years, feel free to reach out to us. Happy holiday planning!